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Student Bursary Award 2025

Student Bursary Award 2025

Be in with a chance to win €1500 !
Looking for a Car Loan?

Looking for a Car Loan?

Are you planning to buy your first car this year or upgrading to a newer model? If so, a Car Loan from First Tech Credit Union will help you get on the road!
Get Saving with our New Regular Saver Account

Get Saving with our New Regular Saver Account

Interest Rate 2.75% AER Variable. The ideal way to save money each month for a future event.
Renovating your Home this Autumn?

Renovating your Home this Autumn?

A Home Improvement Loan from First Tech Credit Union can make the process a whole lot easier. See our easy loan repayment options.
Dream BIG with a Once in a Lifetime Loan!

Dream BIG with a Once in a Lifetime Loan!

We can turn your dreams into reality. Borrow up to €120,000!
Be Fraud Aware

Be Fraud Aware

At First Tech Credit Union, we take fraud prevention seriously and are committed to helping our members stay informed and protected.

Not a Member? No Problem...

To become a member of First Tech, you must work in the ICT (Information & Communications Technology) sector or be a direct family relation of another person who is currently a member of the credit union.

Discover the wide range of Loans from First Tech Credit Union!

Welcome Loan

Are you a first-time borrower with First Tech or a member whose last loan repayment was more than 3 years ago. If so, First Tech's Welcome Loan is the perfect loan for you!

Once in a Lifetime Loan

Dream BIG with a Once-in-a-Lifetime Loan! If you're planning for a major event in your life, purchasing a big-ticket item or to go on a round-the-world holiday, then this loan can turn your dreams into reality.

Green Loan

Whether you’re retrofitting your home to make it more energy efficient or buying an electric car to reduce your carbon footprint, we have the Green Loan for you!

Car Loan

If you are planning to buy your first car or upgrading to a newer model? We will help you get on the road!

Includes loan protection insurance at no extra cost
Maximum Loan Amount :
Maximum Loan Term :


Required Loan Term

Repayment Frequency
APR
5.5%
# Repayments
Total
Total Cost
APR
5.5%
# Repayments
Total
Total Cost
APR
5.5%
# Repayments
Total
Total Cost
APR
5.5%
# Repayments
Total
Total Cost

*APR = Annual Percentage Rate. The Representative Example below is based on a typical APR. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Representative Example

A typical Welcome Loan of €25,000 over a term of 5 years with an interest rate of 5.5% APR. 60 monthly repayments of €476. The cost of credit would be €3,565 and the total amount repayable would be €28,565.

Terms & Conditions

Terms & Conditions apply. Loans are subject to approval. First Tech Credit Union is regulated by the Central Bank of Ireland.

Warning

If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.